Well, if you want to check your credit score in India first, you need to be clear about which credit agency you want to get the report from. In India we have four credit bureaus which are Cibil, Equifax, Experian, Crif Highmark. Different credit bureaus are linked with different banks, so if you are going to go to a particular bank, they will get your credit report from a particular credit bureau they are linked with. While most banks prefer Cibil credit report and score, others get Highmark and Experian credit report for credit score.
The best place to get your accurate and up-to-date credit report is from your own credit bureau, you can get a free credit report in a year without paying anything. If you want to get it from the cibil website you need to search for free cibil report on google and it takes you to the results that say get your credit score for free on the cibil site once you clicked on that option you need to click in get my credit report and fill in the details once you filled in the details the system will ask you should you sign up for a 1 month, 6 month or one year subscription if you want to take it then click on that; otherwise you need to click the NO option thanks once you click they will show your credit score and you will be able to see your credit report from where you can download it by clicking the print option.
You can get a one-time free credit report. There are many financial institutes or fintech apps from where you can check your credit report for free such as Paisa Bazar, Bajaj, Cred and many more. They will provide you with your credit score and report for free, but it is not up to date, it may be 2 days or a month old depending on their commitment. If you want a current, up-to-date report, we suggest you pull it from the credit bureau's personal website.
You can also contact Chakde Credit for any credit report and credit score issues. Chakde Credit provides a free credit inquiry for all first time callers.
You can also read the blog :- 5 Things You Probably Didn't Know About Coronavirus Pandemic Effect On Indian Economy.
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